Thursday, 29 August 2019

CARACTER IS DESTINY

YOU CANNOT GET BY PRAYER WHAT YOU SHOULD GET BY CHARACTER & OBEDIENCE

A man’s character is his fate. Heraclitus Thomas Jefferson, the third President of the United States (US), said: “Nothing can stop the man with the *right mental attitude* from achieving his goal; nothing on earth can help the man with the *wrong mental attitude.”

As a clergyman, I have watched pitiably how people self-sabotage themselves by seeking spiritual solutions to character-deficit issues. They look around at everybody as suspects for their predicaments when their greatest demons lurks within them - their character.

What we often call our destiny is truly our character, and since that character can change, then destiny can be altered. *Character is destiny* .

Is prayer actually EVERYTHING? Many would begin to argue back and forth on this intriguing question, but my main purpose of writing this piece is not to get involved in arguments. _Arguments don’t improve the validity of a ‘truth;’ they only determine how long it would take before you realise it._

Most people believe that we can pray ourselves to success and get away with virtually anything if we become a stickler to some prayer routines. There is no amount of spiritual penance that can substitute for character. Sometimes, you need character, not prayer.

Dutch Sheets said: *“Prayer is not a check request asking for things from God; it is a deposit slip- a way of depositing God’s character into our bankrupt souls.”*

British writer and politician, Thomas Macaulay (1800-1859), said: “ *The measure of a man’s character is what he would do if he knew he never would be found out.”* I have often said that what would ultimately destroy a man going to high places in life is not really the enemies that are waiting for him there, but the character that followed him there.

I want to emphatically underline the fact that this write-up is not meant to trivialise prayers in any way. I have observed that many people take character for granted, while overzealously tuning on to their spiritual mode.

We have become so spiritually in tune through prayers that we neglect the place of character and our relationship with people. Many are actually ‘heavenly’ bound, but with no earthly relevance. You can speak with spiritual eloquence, pray in public and maintain a holy appearance, but it is your behavior and character that will actually trigger the manifestation of all that God has for you.

*You must learn to treat people with courtesy* .
The Shunammite woman must have been praying for a child all through her life. By being hospitable to a man of God, she eventually got her much-awaited miracle. *It wasn’tm prayer that opened the door for her; it was her character.* Assuming she wasn’t hospitable, she would have missed a critical miracle.

Many times, we pray, fast and bind demons that don’t exist when our real demons are just our greatly flawed character. _Many have insulted people that were divinely placed and orchestrated to help them fulfil their destiny._ Some people are keeping malice with their destiny helpers.

Treat people with respect.
Treat strangers with courtesy.
Never look down on anybody. God can use anyone to change your story.

Abigail Van Buren said: “The best index to a person’s character is _how he treats people who can’t do him any good, and how he treats people who can’t fight back.”_

You can easily judge the character of a man by how he treats those who can do nothing for him. The way we treat people we think can’t help or hurt us, like housekeepers, waiters, and secretaries, tells more about our character than how we treat people we think are important. _How do you treat people?_

One of the most impressive architectural feats and the greatest military defence project in history is the Great Wall of China. In 1987, UNESCO designated the Great Wall a World Heritage site, and a popular controversial claim that emerged in the 20th century holds that it is the only man-made structure that is visible from space.

Originally conceived by Emperor Qin Shi Huang (c. 259-210 B.C.) in the 3rd Century B.C. as a means of preventing incursions from Mongolians and barbarian nomads into the Chinese Empire, the wall is one of the most extensive construction projects ever completed.

History has it that when the ancient Chinese decided to live in peace, they made the Great Wall of China; they thought no one could climb it due to its height. During the first 100 years of its existence, the Chinese were invaded thrice and every time, the hordes of enemy infantry had no need of penetrating or climbing over the wall, because each time, they bribed the guards and came through the doors.

The Chinese built the wall, but forgot the character - building of the wall-guards. Though the Great Wall has over the years become a powerful symbol of the country’s enduring strength and spirit, but it has actually been a good reminder to the Chinese of the superiority of human character.

The Chinese realised much later that the best defence against the enemy is not a fortified wall, but a fortified character. Thus, the building of human character comes before building of anything else.

Prayer is not EVERYTHING! Build relationships, and don’t ever forget that God will always use man. Be mindful of your words and how you speak to people. Work seriously on your character and attitude towards life.

I want to say emphatically that *character is not optional;*  it is sacrosanct to the future that God has planned for you. No matter where you place prayers, character matters. *The greatest fraud in life is religion without character.* A man without character is recklessly alive.

William Shakespeare captured it succinctly when he said: *“The fault is not in our stars, but in ourselves* .”

Peter Schutz, the former chief executive officer of Porsche said: “ *HIRE CHARACTER; TRAIN SKILLS* .”                       

Lastly, back in the days when Germany was divided, a huge wall separated East and West Berlin.

One day, some people in East Berlin took  trucks load of garbage and dumped it on the West Berlin side.

The people of West Berlin could have done the same thing, but they didn't.

Instead they took trucks load of canned goods, bread, milk and other provisions, and neatly stacked them on the East Berlin side.

On top of this stack they placed the sign:

*“EACH GIVES WHAT HE HAS"*

How very true! You can only give what you have.

What do you have inside of you?
Is it *hate* or *love* ?
*Violence* or *peace* ?
*Death* or *life* ?
*Capacity to build* or *capacity to destroy, corruption or power to be straitforward* ?

What have you acquired over the years?
*Team spirit* or *pull down* architecture ?

*"EACH GIVES WHAT HE HAS"*

Think about it!
Please give out the good in you always.

Thursday, 14 March 2019

WISHES FOR MY FUTURE WIFE

I wish for my future wife to have a *heart like me*, (trust no one but us, believe in prayers, respect me, love my ups and downs, complain to only me and not to a third party and lastly, fear God). Amen

Inspired by Nana Adwoa.

TRUST

Trust is like blood pressure. It’s silent, vital to good health, and if abused it can be deadly.

Wednesday, 30 January 2019

WHAT I WISH I KNEW BEFORE I SPENT MONEY

In 1990, Shina Peters built a house with N20 million naira; the same year Jim Ovia started Zenith Bank with the same amount.

Today, you and I don't have a room in Shina's house but I have an account in Jim's bank and probably you do too.

Shina's house was built in Iju Lagos and remains there till date.
Jim's bank started in a corner and now has over 500 branches in Nigeria, and many international branches.

Millions upon millions transact business in Jim's bank daily.
Shina's house is becoming dilapidated...in 2015, he SPENT more money to renovate the house and bought a Nissan Pathfinder with N10 million...additional liability, while in the same 2015, Jim's bank MADE a profit of N105.7 billion.

Zenith bank employs hundreds of thousands, and feeds their families.

This is the difference between Assets and Liability. If you buy a car for N20 million today, in 20 years time, you will be ashamed to drive it. On the other hand, if you invest that same amount in a lucrative business or in an asset, It may be worth billions in 20 years. ( Jim Ovia is now worth $980 million dollars, with the official dollar rate of N320, that means he is worth N313 BILLION NAIRA because of an investment of N20 million).

Spend the little money you have today wisely. Some people driving expensive cars today, are not aware that they are driving their future and the future of their children. Some people carrying iphone7 today, may not be aware that they are carrying their future.

When you are young, don't spend money. Invest it.
Every penny in your hand is like a seed, you can decide to eat it, or sow it. When you sow it, it will bear much more seeds later in future.

If this post make sense to you, please encourage someone else by sending to them.

Let's be wise in spending money.

Monday, 25 September 2017

ELEVEN POWERFUL LESSONS TO LEARN FROM THE HEN

✔1. She first lays enough eggs before sitting on them
*- GOOD PLANNING.*

✔2. When she starts sitting on her eggs, she minimizes movements
*- DISCIPLINE.*

✔3. She physically loses weight while sitting on her eggs due to decreased feeding
*- SACRIFICE AND SELF DENIAL.*

✔4. She can sit on eggs for another hen *- INDISCRIMINATION AND GENEROSITY.*

✔5. She sits on her eggs for twenty one (21) days, patiently waiting, even if they do not hatch, she will lay eggs again
*- FAITH, HOPE AND NOT DISCOURAGED.*

✔6. She detects unfertilized eggs and rolls them out
*- SENSITIVE AND DISCERNING.*

✔7. She abandons the rotten eggs and starts caring for the hatched chicks even if it is only one
*- WISDOM, CONSCIOUSNESS, AND REALISTIC.*

✔8. No one touches her chicks
*- PROTECTIVE AND LOVE.*

✔9. She gathers all her chicks together
*- UNITY OF PURPOSE.*

✔10. She cannot abandon her chicks before they mature
*- MENTORSHIP.*

✔ 11. She always be at the front of her chicks.
*- LEADERSHIP*

Sunday, 24 September 2017

MONEY MISTAKES

*Money Mistake 1*
Never borrow money that accrues interest to start a business . That is to say, never borrow money to start a business expecting that the business will generate income to pay back the borrowed money plus the interest.

*Money Mistake 2*
Never spend money you haven't received. Don't even promise someone money based on a promise you have from someone else. If someone tells you: "Ezra, come to my office tomorrow at 9am and pick #30K"don't go out to buy items on credit based on this promise, with the hope that you will pay off your creditor when the promised money comes; it may not come as promised and this will leave you in problems with your creditors.

*Money Mistakes 3*
If you want to save, whenever you receive money, don’t start spending hoping that you’ll save what remains. Normally what remains is zero because as long as money to spend is available, the numerous things you can spend it on are also available. And things to spend on even incite their 'relatives' so that you spend even more than you had planned. When money to spend is not available, we naturally find a way of doing without it. That's why I've learnt to save with an INVESTMENT CLUB. Once I send money there I assume I no longer have it. Before you spend any money, put your savings aside then spend what is left after saving.

*Money Mistake 4*
When you get an opportunity to meet a very wealthy person, never ask for money. Ask for ideas on how to make money. They may even choose to give you money on their own after seeing that your ideas are great, but let getting money from them never be your objective.

*Money Mistake 5*
Keeping your seed instead of planting it. Many people stop at saving. It's very, very difficult to save and have all you need to maintain your lifestyle especially after retirement. When you save, your savings are seed; plant it. When you just keep the seed (saving money) some seeds begin to die (eaten by inflation and the like). That's why I recommend that you read about the different types of investment vehicles you can use to grow your savings. I am not necessarily talking about putting the money in a business, because you can easily lose money in  business. I am talking about putting it in an investment.

*Money Mistake 6*
Never lend someone money you are not willing to lose. By the time you lend someone money, be contented in your heart that should the person fail to pay, you will not die. You should not even lose that person's friendship if they fail to repay the money you lent them. If you feel the person might fail to pay you and this will not affect your relationship with them, then lend them money. If their failure to pay would make you hate this person’s entire clan, please advise the person to go to the bank.

*Money Mistake 7*
Never append your signature to guarantee someone on a financial matter if you are not willing or able to pay the money on their behalf. Do I have to explain that one? No, it's self-explanatory.

*Money Mistake 8*
Avoid keeping money you don't intend to use in the short-term within easy reach. For instance, don’t walk with #100K in your pocket when all you plan to do in a day costs #20K. Like I mentioned in Money Mistake 3, there are always expenses available to gobble any money that is within reach, so if you don't want to lose it, put it away in a safe place.

*Money Mistake 9*
Avoid keeping money in inappropriate places e.g. in socks, under the pillow, in a pit, in the sitting room, in the bra, in a travel bag that you will place somewhere in a bus ... impulse buying is a devil that will keep you busy!

*Money Mistake 10*
Spending money on an item that you can do without (at least for the time being). These days when I pick money from my pocket or wallet, before paying for something I ask myself: What would happen if I didn’t buy this? If I find I can live with the consequences of not having that thing, I smile and walk away.

*Money Mistake 11*
Paying an amount for something that's not the minimum you can get that same value for. In other words, if you are along east Legon road and you pay #5K for a shoe that you can get at #3K at Makola  market, that's a money mistake except for those who have achieved financial freedom.

*Money Mistake 12:*
Consistently spending all you earn or more than you earn. It's like having a drum where you have an inlet that's smaller than the outlet. It will never get full. And should the inlet ever reduce significantly the drum will run dry. If you do it the other way round and the inlet is bigger, it will get full and even overflow. Hence, we have to always ensure we are widening the inlet while narrowing the outlet – all the time. Your side hustle comes in handy!

*Money Mistake 13:*
Thinking about short-term only and forgetting about long-term or thinking about the long-term and forgetting about the short-term. For instance, Lydia was told that there's money in land. She saved money over a long period of time and bought 30 acres of land. Now she has the land but she is always broke. She is always complaining. She's disgruntled and she doesn't seem to see herself earning from the land in the near future. Now, let's ask ourselves: Having 30 acres of land and no money to feed your family or take a child to hospital, is that wealth or poverty? I think Lydia only looked at long-term needs and forgot that she has short-term needs that require money. What of those who find they are one paycheck away from salary? Are they thinking about the long-term needs?

Let’s take stock of our finances. How many mistakes are you guilty of? Do you now feel better-equipped to do better with these tips? Good luck, savers! Share this knowledge with your friends because it will not benefit you if you are selfish with it.

God bless you as you work on your financial prudence.

Saturday, 23 September 2017

WHEN TO BE SILENT

1.  Be silent - in the heat of
     anger.
2.  Be silent - when you don't
     have all the facts.
3.  Be silent - when you
     haven't verified the story.
4.   Be silent - if your words
     will offend a weaker Person.
5.  Be silent - when it is time
     to listen.
6.  Be silent - when you are
     tempted to make light of
     holy things.
7.  Be silent - when you are
     tempted to joke about  sin.
8.  Be silent - if you would be
     ashamed of your word  later.
9.  Be silent - if your words
     would convey the wrong
     impression.
10. Be silent - if the issue is
      none of your business.
11. Be silent - when you are
      tempted to tell an  outright lie.
12. Be silent - if your words
      will damage someone  else's reputation.
13. Be silent - if your words
      will damage a friendship.
14. Be silent - when you are
      feeling critical.
15. Be silent - if you can't 
      say it without screaming.
16. Be silent - if your words
      will be a poor reflection
      of your friends and family.
17. Be silent - if you may  
       have to eat your words
       later.
18. Be silent - if you have
       already said it more
       than one time.
19. Be silent - when you are
      tempted to flatter a
      wicked person.
20. Be silent - when you are
      supposed to be working
      instead.

*"WHOEVER GUARDS HIS MOUTH AND TONGUE KEEPS HIS SOUL FROM TROUBLES"*